Solutions
Complete Hire Purchase Management Suite
Every tool you need to manage the full lifecycle of hire purchase operations — from customer onboarding to ownership transfer.
Member Management & KYC
End-to-end customer onboarding with NIN/BVN verification, face matching, guarantor management, and digital document vaults. Ensure compliance while delivering a smooth registration experience.
Fleet & Vehicle Management
Track your entire fleet with real-time GPS monitoring, maintenance scheduling, insurance tracking, condition reports, and repossession management. Never lose sight of your assets.
Smart Contract Engine
Create, manage, and automate hire purchase contracts with built-in installment calculators, digital signatures, automated renewals, and ownership transfer workflows.
Multi-Channel Payments
Accept payments via bank transfer, POS, cash, USSD, Paystack, and Flutterwave. Automated receipts, balance tracking, reconciliation, and overdue alerts keep your finances in order.
Default Recovery System
A structured workflow from Warning → Default → Critical → Recovery with SMS notifications, guarantor alerts, GPS-assisted recovery, field officer dispatch, and legal notice generation.
Analytics & Reporting
Comprehensive reports on revenue, collections, P&L, portfolio at risk, and member activity. Export to PDF, Excel, or CSV. Make data-driven decisions with confidence.
Field Officer Portal
Equip field officers with mobile tools to register members, collect payments, upload photos, record visits, and work offline with automatic sync.
AI-Powered Intelligence
Leverage artificial intelligence for customer risk scoring, default prediction, payment forecasting, fraud detection, and automated business insights.